🛒 Products ⚙️ How it works 🌍 Our Presence 🚀 Get Started
Asia · Europe · Africa Ecosystem

Connecting Asia, Europe
& Africa — as One

InnovaAFRIC is the triangular digital infrastructure that links Asia's production, Europe's logistics hub, and Africa's explosive consumer market — payments, e-commerce and delivery in one unified ecosystem.

Explore Products → How it works
8+African countries
4Core products
3Continents
1Unified platform
🌍
Europa
🌏
Asia
🌍
África
InnovaAFRIC
We Simplify Life
Conectando Asia · Europa · África
Our Ecosystem

Four Products. One Mission.

Every service in the InnovaAFRIC family is built to remove friction from your daily life.

💰
XenderMoney
Wallet · Fintech

Send and receive money instantly across Asia, Europe and Africa. Mobile Money, bank transfers, and card payments in one wallet.

Learn more →
🛍️
XenderShop
E-Commerce · Retail

Shop global products at local prices. Connected to AliExpress. Pay with XenderMoney or Mobile Money, delivered by XenderDelivery.

Learn more →
🏪
XenderBigShop
Marketplace · Multivendor

Launch your own online store in minutes. Full vendor panel, subscription plans, integrated checkout and analytics.

Learn more →
🛵
XenderDelivery
Logistics · Last-Mile

Fast, reliable last-mile delivery. Register as a driver, manage deliveries, track orders live, and earn more.

Learn more →
Process

How InnovaAFRIC Works

One account unlocks the entire ecosystem.

1

Create Account

Sign up in 2 minutes. One profile for all InnovaAFRIC products.

2

Verify Identity

Complete KYC with your ID or passport to unlock higher limits.

3

Fund Wallet

Add money via Mobile Money, bank transfer, or Stripe card.

4

Shop, Send & Deliver

Use any service — all connected, all in one ecosystem.

The InnovaAFRIC Network

One human network. Five apps.

The latest addition to the ecosystem: every member of the network — client, neighborhood agent, representative, rider and merchant — has their own real-time connected app.

XenderMoney
Total balance300 000 XAF
📤 Send money
📱 My top-up QR
📦 Track my order live
🏠 💰 🛒 📦 👤
Client
XenderMoney App

Sends money, pays merchants by QR and orders groceries — then watches the rider bring it home, live on the map.

  • Wallet in 4 currencies (XAF · XOF · EUR · USD)
  • Personal QR for error-free cash top-ups
  • Live order tracking with rider on the map
💡 One account unlocks the whole ecosystem
Circular
My value units154 000
📷 Scan client QR
💸 Top up client
🧾 Daily cash closing
🏠 💸 🛒 💰 🧾
Authorized Circular
Neighborhood Agent

The trusted face of the neighborhood: takes cash from clients and tops up their wallet instantly, earning 5% on every unit purchase.

  • QR scanner — top-ups with zero errors
  • Daily cash closing with printable PDF
  • Cash out commissions to her own wallet
💡 Earns 5% on every unit purchase
Rep.
Network commissions2 500
⚡ My circulars: 12
🗺️ Live map of my area
💬 Chat with my network
🏠 ⚡ 💰 🗺️
Representative
Network Manager

Builds the network: authorizes circulars in his zone, collects their cash deposits and earns 50% of his network's savings.

  • Authorize new circulars from the app
  • Live map: circulars and riders of his country
  • PDF reports and tax-compliant cash out
💡 Earns 50% of his network's savings
Rider
Deliveries completed27
📦 New order · 1 500 XAF
🧭 Navigate to client
✅ Delivered + photo proof
🏠 📦 🗺️
Rider
XenderDelivery App

Goes online, accepts orders from nearby merchants, navigates with GPS and gets paid to his wallet the second he delivers.

  • Accept orders with one tap
  • GPS navigation to every delivery
  • Instant automatic payment on delivery
💡 Gets paid the moment he delivers
Comercio
Delivered sales184 500 XAF
🧑‍🍳 Order to prepare · 22 000
📢 Ready — notify riders
💳 My payment QR
🏠 📦 💬
Merchant
XenderBigShop Partner

Receives client orders in real time, prepares them and notifies all available riders with a single tap. Refunds are automatic.

  • Live order board with sound of new orders
  • Payment QR — clients pay with XenderMoney
  • Cancel with automatic client refund
💡 Sells more with zero logistics effort
Real Stories

Made for real families

This is how InnovaAFRIC feels in everyday life — from Madrid to Malabo, from the wallet to the mall.

Meysson y Jeysson 🇪🇸 Madrid · Hotel € Meysson Hermano, ¿me envías 300 € ? 🙏 🇬🇶 Malabo · ✈ Aeropuerto IA PUNTO DE RETIRO F Jeysson 300 € 196 800 F +196 800 FCFA ✓
Meysson → Jeysson: from Spain to Malabo in seconds

Big brother Meysson works in Spain. He sends €300 with XenderMoney — and his little brother Jeysson receives 196 800 FCFA instantly in Malabo, ready to spend or withdraw at his neighborhood Circular.

Alysson y Madysson 🛒 SUPERMERCADO · Malabo 🥫🧴📦🍞 🥛🧃🍎🥦 🧀🍚☕🧼 CAJA · XenderMoney XenderMoney QR Alysson Madysson ✓ ✓ Paid with XenderMoney
Alysson & Madysson: shopping day, zero cash

At the mall, Alysson scans the store's XenderMoney QR with her phone. One tap, payment confirmed — and the shopping afternoon with her little sister continues without ever touching cash.

Triangular Ecosystem

Asia · Europe · Africa

Three continents, three strategic roles, one unified trade and payment infrastructure.

🌏
Products & Supply
🌍
Quality & Logistics
🌍
Mobile Money & Growth
💰
🌏
POLE 1 · SUPPLIER
Main E-Commerce Supplier

Asia — The Factory of the World

Asia is the engine of global production. Through InnovaAFRIC, African consumers access millions of products from Chinese and Southeast Asian manufacturers at competitive prices — previously impossible without complex intermediaries.

  • AliExpress & Alibaba direct integration via XenderShop
  • Electronics, fashion, home, tools, health — millions of SKUs
  • Competitive wholesale prices for B2B buyers on XenderBigShop
  • Consolidated shipping through European quality control hub
  • Returns and disputes managed by InnovaAFRIC guarantee
🇨🇳 China🇯🇵 Japan🇰🇷 Korea🇻🇳 Vietnam🇮🇳 India🇹🇭 Thailand
🌍
POLE 2 · HUB
Connection, Quality Control & Logistics

Europe — The Strategic Hub

Europe is the nerve centre of the ecosystem: international payments, diaspora services, quality certification and logistics coordination between Asia and Africa. It is also the gateway for the millions of Africans living in Europe who send money home every day.

  • Stripe card payments (Visa/Mastercard) for diaspora users
  • SEPA bank transfers — Europe to Africa in seconds
  • Product quality control & EU compliance before Africa dispatch
  • Logistics coordination: Asia → Europe → Africa supply chain
  • Asia gateway: factory of the world connected to Africa
🇪🇸 Spain🇫🇷 France🇵🇹 Portugal🇧🇪 Belgium🇮🇹 Italy🇩🇪 Germany
🌍
POLE 3 · MARKET
Consumer Potential + Producer Ecosystem

Africa — 1.4 Billion People, Infinite Opportunity

Africa is not just the end market — it is a producer, an innovator, and a growing middle class hungry for quality products and financial tools. With the highest Mobile Money penetration on the planet, Africa is ready for digital commerce at scale.

💰

Financial Inclusion

Mobile Money (MTN, Orange, Wave) reaches populations banks never could. XenderMoney brings fintech-grade services to every phone.

🛒

Commerce & Marketplace

XenderShop & XenderBigShop enable consumers to buy globally and entrepreneurs to sell locally and across borders — no physical store needed.

🚚

Last-Mile Logistics

XenderDelivery creates jobs for riders while solving Africa's delivery gap. Real-time GPS tracking, insured packages, same-day delivery in major cities.

🇨🇲 Cameroon🇸🇳 Senegal🇨🇮 Côte d'Ivoire🇬🇳 Guinea🇬🇶 Eq. Guinea🇲🇱 Mali🇧🇫 Burkina🇷🇼 Rwanda🇬🇭 Ghana🇨🇩 DRC🇬🇦 Gabon
The Super-App

One app. Your whole financial life.

Send money, shop, pay bills, save, invest, order delivery and more — all in a single app, natively in 4 currencies: EUR, USD, FCFA and XOF.

Good morning 👋
Kofi A.
TOTAL BALANCE
247,500
XAF · Central African Franc
📤
Send
📥
Receive
📱
MoMo
🛍️
Shop
RECENT
AM
Amara M.
Today 09:42
+12,000
🛍️
XenderShop
Yesterday
-8,500

XenderMoney Wallet

Send, receive, pay

XenderShop 🛍️
🔍Search products...
POPULAR
📱
Smartphone
45,000 XAF
👟
Sneakers
12,500 XAF
Shop with Mobile Money
🚚 Delivered by XenderDelivery

XenderShop

Global products, local prices

XenderDelivery 🚚
Order #XD-08471
EN ROUTE · 68%
AbidjanAccra
YOUR ORDERS
🚚
Smartphone
In transit
~2h
✓
Sneakers
Delivered
Done

XenderDelivery

Real-time tracking

All-in-one

Everything the ecosystem does — in one app.

XenderMoney, XenderShop, BigShop and XenderDelivery live together in a single super-app: 34 screens and 12+ services, working natively across your 4 currencies.

€ EUR $ USD FCFA XOF
INNOVAAFRIC
🌐 ES
TOTAL BALANCE
500.000 XAF
≈ € 762,25 · $ 823,40
XAFEURUSDXOF
↑
Enviar
↓
Recibir
⇄
Cambiar
↧
Retirar
XenderMoney XenderShop BigShop Delivery
🤖🤝📲🗺️🧾🏪🛡️💳
💸
Real-time transfers

Send money between InnovaAFRIC users instantly, from the app.

⚡
Top up value units

Recharge at authorized circulars and outlets approved by InnovaAFRIC and its representatives.

🏧
Cash withdrawals

Withdraw cash at establishments authorized by InnovaAFRIC.

🛍️
Shop and pay in-app

Buy on XenderShop in real time and pay straight from the app — no cards needed.

🧾
Pay bills

Pay the bills of service providers registered in our system.

📲
QR payments

Pay by QR at registered merchants — restaurants, pharmacies and shops selling on the XenderBigShop marketplace.

💸Send & receive
🔄Exchange
🏧Withdraw
🛍️Shop & BigShop
🚚Track delivery
📲QR payments
🧾Pay bills
🤝Tontines
🎯Savings
📊Investment
🛡️Insurance
💳Virtual cards
🏪POS terminal
🤖InnovaBot 24/7
Open the app →
Our Story

A dream born in Africa,
built for the world

"I saw how technology across Asia, Europe and Africa transformed people's lives — making everything simpler, more accessible, more human. Africa deserves exactly the same. That's why I built InnovaAFRIC."
Cristiano Ivendengani Boddien
Founder & CEO · InnovaAFRIC

His grand dream: a complete digital ecosystem, accessible to every African, where sending money is as easy as a text message, where shopping online is not a privilege, where every entrepreneur can sell to the world from their phone.

Today, InnovaAFRIC is already a reality. Tomorrow, it will be Africa's standard.

🌍

Cristiano Ivendengani Boddien

🇬🇶 Equatorial Guinea · Africa

Young Equatoguinean entrepreneur, expert in new technologies and telecommunications, with a vision that goes beyond borders: to simplify everyday life in Africa the way other continents already live it today.

Entrepreneur Telecom Expert Tech Innovator Africa First
Multi-Currency

4 Currencies. Real-Time Rates.
Every Transaction.

InnovaAFRIC operates natively in USD, EUR, FCFA and XOF — for recharges, transfers, payments and purchases across the entire ecosystem.

🇺🇸
USD
US Dollar
Base reference currency · International payments · AliExpress orders
🇪🇺
EUR
Euro
Diaspora transfers · SEPA payments · European users
🇨🇲
FCFA
CFA Franc BEAC
Central Africa · Cameroon, Gabon, Eq. Guinea, Chad, Congo, CAR
🇸🇳
XOF
CFA Franc BCEAO
West Africa · Senegal, Côte d'Ivoire, Mali, Burkina Faso, Togo, Benin
🔄

Real-Time Currency Converter

LIVE
⇄
65 500
Rate
1 USD
EUR
0.922
FCFA
655
XOF
655

Indicative rates · Updated daily · Applies to recharges, transfers & payments

💸Send money home · FCFA & XOF
🛒Shop on XenderShop · Any currency
🏪Pay at stores · FCFA contactless
🔋Recharge airtime · EUR → FCFA
🚚Pay delivery · XOF instant
App Operations

The App in Action

From your phone, manage money, shop, pay, track deliveries and run your business — all in one ecosystem.

InnovaAFRIC
LIVE
Balance
€ 1,248.50
818,168 XAF · $1,348
EUR 1,248.50
XAF 818K
Pts 1,420
💸
Send
💰
Receive
🏦
Withdraw
💱
FX
⚡
Bills
🫂
Tontines
🌍
Live Map
🏪
POS
🔥
OFERTA DEL DÍA · Kit Solar -15%
23:45:12

Instant Money Transfers

Send money to family across Africa in seconds. USD, EUR, FCFA or XOF — the recipient sees the local currency automatically.

← 💸 Send Money
Available 1,248.50 EUR
🌍
International
↔️
P2P Free
Recipient
👤 Marie Dikongué · +237 699 XXX
🇨🇲 Cameroon · MTN Mobile Money
Recipient gets
65,596 XAF
Fee (2%)€2.00
vs WU (-10%)Save €8.00
💸 Confirm Transfer →

Airtime & Bill Payments

Recharge mobile credit, pay electricity, water and internet bills for you or a family member — any operator, any country, instantly.

← 💱 Currency Converter
I have
100
EUR €
⇅
I get
65,596
XAF
Applied rate
1 EUR = 655.957 XAF
1 EUR
655.96 XAF
1 USD
607.36 XAF

Global Shopping, Local Prices

Browse millions of AliExpress products directly from your phone. Pay in FCFA or XOF. Delivered to your door by XenderDelivery.

🛒
XenderShop
× AliExpress · 500M+ products
FCFA ▾
📱 Electronics
👗 Fashion
🏠 Home
⚡ Solar
📱
Smartphone Pro
32,750 FCFA
from China 🇨🇳
⚡
Kit Solar Hogar
164,875 FCFA
-15% hoy 🔥
Add to Cart · Pay with XenderMoney Wallet

Pay at Public Establishments

Pay at restaurants, pharmacies, supermarkets and any affiliated merchant with a simple QR code or NFC — zero cash, instant confirmation.

🚚
XenderDelivery
Live GPS · Order #IA-9284
ON WAY
📦
Order picked up
14:32 · Pharmacy Centrale
✓
🏍️
Rider in transit
14:41 · 2.3 km away
✅
Delivered
ETA 15:10
≈ 29 min remaining

Live Delivery Tracking

Follow every order in real time on the map. GPS updates every 30 seconds. Get notified when your rider is nearby.

← 📊 History
PDF
CSV
All
Sent
Received
Bills
💰
Deposit EUR
Jun 3 · 09:14
+65,500 XAF
Confirmed
🛒
XenderShop
Jun 2 · 15:30
-32,750 XAF
Delivered
💸
Transfer · Marie D.
Jun 1 · 11:02
-15,000 XAF
Sent
Balance 328,500 XAF

Complete Wallet History

Every deposit, transfer, purchase and payment — logged, categorized and exportable. Full financial transparency in your pocket.

ERP Intelligence

30+ Modules. One Smart Platform.

InnovaAFRIC is powered by an enterprise-grade ERP that processes thousands of transactions simultaneously — in real time, across 35 countries.

InnovaAFRIC ERP Dashboard · v4.7
LIVE
Total Volume (24h)
$2.4M
↑ +18.3%
Active Users
142,508
↑ +4.7%
Transactions Today
38,921
↑ +9.1%
Countries Active
35
3 continents
💳 Wallets & KYC
💸 Transfers
🛒 Orders
🚚 Deliveries
📊 Analytics
👥 Users & Roles
🎁 Loyalty
⋯ +23 modules
TRANSFER VOLUME · LAST 7 DAYS
$2.4M
Avg. response: 1.2s
Uptime: 99.98%

What Our 30+ Modules Can Do

🪪
KYC & Identity
Batch verification, document OCR, fraud scoring, biometric checks
💳
Multi-Wallet Engine
USD, EUR, FCFA, XOF — real-time balance, instant FX conversion, history
🏦
Loans & Microfinance
Automated credit scoring, instant micro-loans, repayment scheduling
🏪
Vendor Management
Onboarding, inventory, subscriptions, escrow, settlement
📦
Order & Logistics
Real-time order flow, rider dispatch, live GPS tracking, proof of delivery
🎯
Loyalty & Rewards
Points, tiers, referral chains, cashback, coupons, tontines
📊
Analytics & BI
Country dashboards, revenue funnels, user segmentation, CSV export
🔔
Smart Alerts
Fraud detection, threshold alerts, push notifications, SMS & email automation
🌍
Multi-Country Roles
18 roles across 3 continents: SuperAdmin, Country Manager, Circular Agent, Compliance Officer…
⚡ Processes thousands of transactions simultaneously — avg. response time: 1.2 seconds
Ecosystem

Trusted Partners & Integrations

We connect with the world's most trusted financial networks, payment operators and logistics platforms.

Mobile Money
🟡
MTN MoMo
CM · GH · RW · CI · UG
🟠
Orange Money
CM · SN · CI · ML
🔵
Wave
SN · CI · ML · BF
🟢
M-Pesa
KE · TZ · GH · MZ
🔴
Airtel Money
CM · NG · ZM · MW
Cards & Banks
💳
Visa
💳
Mastercard
🏦
BICEC
🏦
Afriland
🏦
CCA Bank
🏦
UBA
35+
Countries
12+
Payment Networks
99.98%
Uptime
3
Continents
Community

What Our Users Say

Real people. Real stories. From Douala to Madrid, from Lagos to São Paulo.

★★★★★

"I send money to my family in Cameroon every month. With XenderMoney it arrives in seconds — I used to wait 3 days with other services. It changed everything."

JM
Jean-Marie N.
🇫🇷 Paris · Camerounais
★★★★★

"My shop on XenderShop has 3× more sales since I joined. Customers pay with XenderMoney or MoMo and receive in 24h. Before, I only sold locally — now I sell to all of Africa."

AK
Aminata K.
🇸🇳 Dakar · Vendeuse en ligne
★★★★★

"I am a XenderDelivery rider in Douala. In one month I earned more than my old job. The app shows orders in real time and the payment is automatic. I recommend it 100%."

ET
Emmanuel T.
🇨🇲 Douala · XenderDelivery Rider
Roadmap

What's Coming Next

We are building the future of African finance — one milestone at a time.

Q4 2026 · 🔧 IN DEVELOPMENT
XenderMoney Launch
Wallet · Send · MoMo · 10 countries
✓
✓
Q1 2027 · 🔧 IN DEVELOPMENT
XenderShop & XenderBigShop
Marketplace · Multivendor · 2M+ products
Q2 2027 · 🔧 IN DEVELOPMENT
XenderDelivery
Real-time tracking · 5,000 riders · 3 continents
✓
🔨
Q3 2027 · 🔨 IN BUILD
XenderPay — B2B Payments
API · Invoice · Cross-border business transfers
Q4 2027 · 📋 PLANNED
InnovaAFRIC Super App
All services unified · AI assistant · 35+ countries
🚀
Investors & Press

Partner with Africa's Next Big Platform

We are building the infrastructure that will power the digital economy of 1.4 billion people. We are open to strategic partnerships, investment, and press collaborations.

💼

For Investors

InnovaAFRIC is building an ecosystem designed to reach 35 countries. We offer equity participation for strategic investors who share our vision of a digitally connected Africa. Angel rounds and Series A details available upon request.

  • ✓Tricontinental presence — Africa, Europe, LatAm
  • ✓6 revenue streams: fintech, e-commerce, logistics, SaaS
  • ✓TAM: $400B+ African digital economy by 2030
  • ✓Founder-led, lean team, profitable unit economics
Request Investor Deck →
📰

For Press & Media

InnovaAFRIC is one of the most ambitious African tech stories of our decade. Our founder is available for interviews, panels, and keynote engagements. Press kits and high-res assets available on request.

Founded
2024
Headquarters
Douala, CM
Products
5 live
Countries
35+
Request Press Kit →
$400B
African Digital TAM 2030
1.4B
People we can serve
6
Revenue streams
2026
Super App target

Ready to Simplify Your Life?

Join thousands of users already using the InnovaAFRIC ecosystem.

Open XenderMoney →

Contact Us

We are here for investors, partners, press, and anyone who wants to grow with Africa.

📧
Email
info@innovaafric.com ceo@innovaafric.com

Questions, ideas, or just want to say hello? We love to hear from you.

📞
Phone · WhatsApp
+240 222 238 402 +240 555 238 402

Call or message us during office hours.

📍
Dirección
Malabo, Guinea Ecuatorial

Malabo Capital · GQ. Calle, código postal, piso y número — próximamente.

📬 Mantente al día con INNOVAAFRIC

Recibe actualizaciones sobre nuevas funcionalidades, expansiones de país y noticias del ecosistema

Cero spam · Política de privacidad · Cancela cuando quieras